The problem
Banks face a supervisory standard shift and need to separate material financial risk from process findings — with evidence ready for examiners and appeals.
Regulatory & operational constraints
- Aligned to OCC, FRB, FDIC, and FFIEC frameworks
- Evidence files examiners can actually read
- Appeal packet export, not just a dashboard score
- Shadow-rating with drift alerts as conditions change
What we built
- CAMELS re-rating under material-financial-risk standard
- Seeded from live FDIC call-report data
- Evidence-file PDF and appeal workflow
- Continuous shadow-rating with drift alerts
Operating results
- OCC, FRB, FDIC, and FFIEC frameworks built in
- Evidence-file PDF and appeal packet export
- Continuous shadow-rating with drift alerts
Who this is for
Community banks, credit unions, and bank risk teams preparing for supervisory review or appeal.
More proof